The SBA 504 Refinance Program allows established businesses to replace high-interest or variable-rate debt with a long-term, fixed-rate loan. It’s designed to improve cash flow, preserve equity, and strengthen your company’s financial stability — all with support from Wyoming Capital Access and the SBA.
Why Refinance with a 504 Loan
Lower Monthly Payments
Below-market, fixed rates mean predictable savings.
Access Your Equity
Use available equity for growth, improvements, or property or equipment acquisition.
Long-Term Stability
Up to 25-year repayment terms designed for small business success.
Local Expertise
Wyoming-based lenders who understand your market and community.
Wyoming Capital Access helps Wyoming businesses lower monthly payments, access equity for growth, and strengthen local communities through the SBA 504 Refinance Program. Whether refinancing existing debt or funding expansion, our team simplifies the process — so your business can move forward with confidence.
How It Works
- Review Your Current Debt
- Determine Eligibility
- CDC Approval
- SBA Submission